Health Insurance Open Enrollment 2019 by State

Health Insurance Open Enrollment 2019 by State

While in most states the 2019 Open Enrollment Period to sign up for individual health insurance will last less than two months, there are some states which have longer periods than the federally mandated open enrollment period. This Open Enrollment Period will run between November 1, 2018, and December 15, 2018.

Some states have chosen to extend their specific Open Enrollment Periods. (You will find more information on these states’ extended deadlines in the chart at the very bottom of the page.)

Find your state below to figure out your Open Enrollment dates.

StatesOpen Enrollment Dates for 2019
AlabamaNovember 1, 2018 – December 15, 2018
AlaskaNovember 1, 2018 – December 15, 2018
ArizonaNovember 1, 2018 – December 15, 2018
ArkansasNovember 1, 2018 – December 15, 2018
CaliforniaSee chart below.
ColoradoSee chart below.
ConnecticutSee chart below.
DelawareNovember 1, 2018 – December 15, 2018
FloridaNovember 1, 2018 – December 15, 2018
GeorgiaNovember 1, 2018 – December 15, 2018
HawaiiNovember 1, 2018 – December 15, 2018
IdahoNovember 1, 2018 – December 15, 2018
IllinoisNovember 1, 2018 – December 15, 2018
IndianaNovember 1, 2018 – December 15, 2018
IowaNovember 1, 2018 – December 15, 2018
KansasNovember 1, 2018 – December 15, 2018
KentuckyNovember 1, 2018 – December 15, 2018
LouisianaNovember 1, 2018 – December 15, 2018
MaineNovember 1, 2018 – December 15, 2018
MarylandSee chart below.
MassachusettsSee chart below.
MichiganNovember 1, 2018 – December 15, 2018
MinnesotaSee chart below.
MississippiNovember 1, 2018 – December 15, 2018
MissouriNovember 1, 2018 – December 15, 2018
MontanaNovember 1, 2018 – December 15, 2018
NebraskaNovember 1, 2018 – December 15, 2018
NevadaNovember 1, 2018 – December 15, 2018
New HampshireNovember 1, 2018 – December 15, 2018
New JerseyNovember 1, 2018 – December 15, 2018
New MexicoNovember 1, 2018 – December 15, 2018
New YorkSee chart below.
North CarolinaNovember 1, 2018 – December 15, 2018
North DakotaNovember 1, 2018 – December 15, 2018
OhioNovember 1, 2018 – December 15, 2018
OklahomaNovember 1, 2018 – December 15, 2018
OregonNovember 1, 2018 – December 15, 2018
PennsylvaniaNovember 1, 2018 – December 15, 2018
Rhode IslandSee chart below.
South CarolinaNovember 1, 2018 – December 15, 2018
South DakotaNovember 1, 2018 – December 15, 2018
TennesseeNovember 1, 2018 – December 15, 2018
TexasNovember 1, 2018 – December 15, 2018
UtahNovember 1, 2018 – December 15, 2018
VermontNovember 1, 2018 – December 15, 2018
VirginiaNovember 1, 2018 – December 15, 2018
WashingtonNovember 1, 2018 – December 15, 2018
Washington DCSee chart below.
West VirginiaNovember 1, 2018 – December 15, 2018
WisconsinNovember 1, 2018 – December 15, 2018
WyomingNovember 1, 2018 – December 15, 2018

The first day coverage begins is often called the effective date. Most states’ Open Enrollment deadlines (December 15) match up with an effective date of January 1. This means that, as long as you enroll by the final deadline, your 2019 coverage will begin on the first day of the year.

Because some states have extended their deadlines, they will have varying effective date deadlines. If your state has extended its Open Enrollment period, you can find your effective date deadlines below.

StateJanuary 1 Effective Date DeadlineFebruary 1 Effective Date DeadlineMarch 1 Effective Date Deadline
CaliforniaOctober 15 – December 14, 2018January 15, 2019
ColoradoNovember 1 – December 15, 2018January 15, 2019
ConnecticutNovember 1 – December 22, 2018
FloridaTO BE ANNOUNCEDTO BE ANNOUNCED
MarylandTO BE ANNOUNCED
MassachusettsNovember 1 – December 15, 2018January 23, 2019
MinnesotaNovember 1 – December 15, 2018January 13, 2018
New YorkNovember 1 – December 15, 2018January 31, 2019TO BE ANNOUNCED
Rhode IslandNovember 1 – December 31, 2018
Washington DCNovember 1 – December 15, 2018January 15, 2019January 31, 2019

* If you purchased your ACA plan during Open Enrollment, your coverage will start January 1, 2019. Coverage may not start until February 1, 2019, for those who sign up during the Special Enrollment Period, unless retroactive coverage is requested.